Buying A Home
To many people, the "American Dream" includes owning a home. Though the prospect of buying a home is exciting, it can also seem a bit overwhelming whether it's your first home or you're moving to another home. I will help negotiate the best possible terms, deal with purchase agreements, counteroffers, inspections, closing matters and more. I will be there every step of the home-buying process.
Sellers list homes with the help of an agent who acts in that person's best interests. As a buyer, you want someone that offers the same level of support. With a Buyer's Agent Agreement, I will represent you as a buyer, giving you the tools necessary to make the most informed purchase. I will point out negative as well as positive features, negotiate in your favor and maintain loyalty to you, helping you find the right home.
Get Pre-Approved/Apply for a Loan
Before starting your home search, I recommend you find out how much home you can afford. A Wisconsin Mortgage Corporation's Loan Officer can pre-approve your mortgage before you start house hunting. A pre-approval gives you assurance that you can qualify for financing to a maximum purchase price and loan amount. This enables you to write a stronger Offer to Purchase. In a competitive market, this could mean the difference between acceptance of your offer rather than that of another buyer. When you apply for a loan, be sure to get a good faith estimate of your closing costs. To get pre-approved or apply on-line, click here.
Finding a Home
I want to help you find the right home in the right community. That's why we will consider more than just the elements of the home. We'll talk about your lifestyle and what is important to you from the importance of school to living near restaurants and shops, to the type of neighborhood.
Next, we will explore what you need and want in a house. Style, lot and house size to bedrooms and baths, we'll help narrow your search.
When we find homes that match your search criteria, I will schedule a tour to view the houses at your convenience.
Make an Offer
When you find the home that's right for you, I will help you write an Offer to Purchase and present it to the Seller's agent.
Order a Home Inspection
Once your offer is accepted, you will put down a deposit to show how serious you are about buying the house. Then, you will want to hire a professional home inspector who sees beyond the "cosmetics" and surveys the entire house, including structure, roof, exterior and major systems (heating, plumbing, cooling, electrical, ventilation, etc.).
Attend Closing Day
Congratulations, today you will become a homeowner! Remember, our full service continues right through the closing day. At the closing, you will settle all the financial details, the title to your new home will be conveyed and you will receive the keys to your new home.